I have been struggling to juggle school and two jobs for quite a while now. The further I've gotten in school and the closer to qualifying for the state CSR exam, the more stressful and frustrating it has become.
Since December, I've been biding my time waiting for Boss to close the office and lay me off... waiting for a severence package to hopefully carry me through until I finished school. It all came to a dramatic and teary peak last Friday. Boss told me that the office isn't closing, and my job will remain as a part time position. By my job remaining, I'm not eligible for severence or unemployment benefits but, and here's the kicker, I can't afford to stay on a part-time basis.
So, you may wonder how I'm going to swing it without a job? I'm going to "invest" my 401(k) into me. It's not making me any money in this economy, but if I cash it out (and yes, I know it's 20% in taxes and a 10% penalty for early withdrawl) and use it to live on for the next 4-5 months, I should be okay. I figure it will at least then be earning me money in the long run when I finish school because I'll be able to afford to rebuild it and build on it. Besides, it's not like I'm going to go buy a boat with the money!
There is a CSR exam being given in September. I figure if I quit my job now and really concentrate on qualifying to take the exam for the three weeks between the end of my job and the qualify-by date in mid August and then really hit it hard for the September 27 exam, I'm sure to pass. If I don't (a) qualify or (b) pass the exam, there is another one being given in January, and I will pass that one.
So, the girl who despises change of any kind and will hold on to the status quo until her fingers fall off is jumping into change with both feet and no net. I'm truly terrified. I'm also excited. I guess you could say I'm terri-cited! Nah, don't say that. It sounds silly.